Call for Appointment: (239) 208-4408

13641 Metropolis Ave Ste 102, Ft. Myers FL 33912 (The "Castle-Looking Building"

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Financial Matters

Payment is expected for all co-pays and deductibles at the time of the visit.

If you have no insurance or are covered by an insurance with which we do not participate, all fees must be paid at the time of visit. We accept payment by cash, check, VISA, Mastercard and American Express.

Cosmetic or aesthetic services are not covered by any insurance company and we do not submit any insurance form. In addition, the receipt we give you will not allow you to collect from any insurer.


We participate in Medicare and all of the gap insurance secondary to Medicare Part B.

Martin Dermatology does its best to credential with your insurance company. Our list is always changing, sometimes more frequently than we have a chance to modify our website, so please call us to confirm your particular company.

Our List is Always Expanding:

  1. Medicare and the Secondary Gap insurance
  2. Railroad Medicare
  4. Aetna
  5. Cigna
  6. Humana
  7. Humana Medicare PPO
  8. Tricare For Life
  9. Web TPA
  10. MultiPlan
  11. PHCS
  12. UHC (United HealthCare), but NOT their Medicare HMO
  13. UHC, including AARP Medicare Complete PPO *note:$70 copay
  14. Sorry, we DO NOT accept Medicaid…
How Much Does it Cost?

Feel free to call us at (239) 208-4408 prior to your visit for any questions. If, however, your question is “how much does it cost?” we hope you will wait for your visit to ask because quoting a price over the phone is like calling a new car dealer and asking them how much a new truck costs: there are so many variables that a quoted price is of little value. Our prices are always reasonable and competitive.

Laboratory Charges, or Will I Get an Additional Bill?

Dermatologists take skin biopsies routinely and regularly. At MARTIN DERMATOLOGY, these biopsies are sent to an outside laboratory who bills your insurance company if you have one. Whatever co-pay or deductible you have is something the Laboratory also has to deal with, and if there is additional money owed, the Laboratory will send you an additional bill. Please note that this is not OUR bill. It is the bill rendered by a separate physician for enormously important services on your behalf. If you have no insurance, you will be getting a bill from them.

What About the Medicare Advantage Programs, What’s Going On?

UnitedHealthcare insurance: If you have their HMO, we do NOT accept that, sorry. But if you have their Medicare Advantage Plan, you may come see us, pay slightly more for your copay ($70.00 instead of $60.00 in most instances) and we will submit our bill directly to UHC.  They will then pay us directly (or if they pay you, you may endorse the check to us).

We do NOT participate in MEDICAID, so if you have Medicare with Medicaid as a secondary, you would be expected to pay the 20% COPAY at the time of the visit.